So sanh MBBank Tiet Kiem Online vs VPBank Tiet Kiem Online: Lua chon nao tot hon?

MBBank Tiet Kiem Online

8.4/10

Lai suat canh tranh, giao dich linh hoat tren app MB

VS

VPBank Tiet Kiem Online

8.2/10

Lai suat on dinh, nhieu ky han tuy chon tren VPBank NEO

So sanh tinh nang chinh

Tieu chiMBBank Tiet Kiem OnlineVPBank Tiet Kiem Online
Lai suat cao nhat6.2%/nam6.0%/nam
Ky han1-36 thang1-24 thang
So tien toi thieu1 trieu dong1 trieu dong
Rut truoc hanHuong lai khong ky hanHuong lai 0.1%/nam
Ung dungMB AppVPBank NEO

MBBank Tiet Kiem Online

  • Lai suat cao hon
  • Rut truoc han linh hoat hon
  • App MB thang dung, de dung
  • So ky han it hon VPBank
  • Phai co tai khoan MB

VPBank Tiet Kiem Online

  • Nhieu ky han de chon
  • NEO app hien dai, trai nghiem tot
  • Lap tuc tu dong gia han
  • Lai suat thap hon MBBank
  • Phat lai cao khi rut truoc han

Ket luan

Lua chon tot hon: MBBank Tiet Kiem Online (8.4/10)

MBBank co loi the ve lai suat va tinh linh hoat khi rut truoc han. VPBank dap ung nguoi can nhieu ky han tuy chon va tu dong gia han. Neu uu tien lai suat cao, chon MBBank.

Cau hoi thuong gap

Co the gui tiet kiem online ma khong can ra chi nhanh khong?

Co, ca MBBank va VPBank deu cho phep mo so tiet kiem 100% online qua app.

Lai suat nao duoc ap dung khi rut truoc han?

MBBank ap dung lai suat khong ky han (~0.2%/nam), VPBank ap dung 0.1%/nam cho rut truoc han.

So du toi thieu de gui la bao nhieu?

Ca hai ngan hang deu yeu cau toi thieu 1 trieu dong.