So sanh Tiet kiem ACB vs Tiet kiem SHB 2026: Chon lua nao tot hon?
Tiet kiem ACB
8.3/10
Lai suat cao trong nhom tu nhan lau nam, giao dich linh hoat
VS
Tiet kiem SHB
8/10
Lai suat canh tranh, nhieu ky han tuy chon
So sanh tinh nang
| Tieu chi | Tiet kiem ACB | Tiet kiem SHB |
|---|---|---|
| Lai suat 12 thang | 5.9%/nam | 6.1%/nam |
| Lai suat 6 thang | 5.3%/nam | 5.5%/nam |
| Ky han | 1–36 thang | 1–36 thang |
| Gui online | Co (ACB One) | Co (SHB Mobile) |
| So toi thieu | 1 trieu dong | 1 trieu dong |
Tiet kiem ACB
- Ngan hang tu nhan lau doi, uy tin
- App ACB One on dinh
- Mang luoi chi nhanh rong
- Lai suat thap hon SHB chut it
- Phi dich vu mot so san pham cao
Tiet kiem SHB
- Lai suat cao hon ACB
- Nhieu uu dai khuyen mai tiet kiem
- Chat luong dich vu cai thien
- Uy tin chua bang ACB
- App SHB con mot so loi nho
Ket luan
Lua chon tot hon: Tiet kiem ACB (8.3/10)
SHB co loi suat cao hon chut it, ACB co loi the uy tin va on dinh lau nam. Neu uu tien lai suat, chon SHB; neu uu tien an toan lau dai, chon ACB.
Cau hoi thuong gap
SHB co an toan de gui tiet kiem khong?
Co, SHB la ngan hang co co phan lon, duoc kiem soat boi NHNN. Tien gui duoc bao hiem den 125 trieu dong.
ACB hay SHB lai suat cao hon?
SHB thuong co lai suat cao hon ACB khoang 0.1-0.2%/nam, dac biet khi co chuong trinh khuyen mai.