So sanh ShopeePay vs ZaloPay 2026: Chon lua nao tot hon?
ShopeePay
8.1/10
Tich hop voi Shopee, uu dai mua sam lon nhat san TMDT
VS
ZaloPay
8.3/10
Tich hop Zalo, thanh toan QR rong, nhieu uu dai hang ngay
So sanh tinh nang
| Tieu chi | ShopeePay | ZaloPay |
|---|---|---|
| Uu diem chinh | Shopee + ShopeeMall | Zalo + 40M nguoi dung |
| Cashback | Den 10% tren Shopee | Den 30% khi dung ma |
| Phi chuyen khoan | Mien phi | Mien phi |
| Thanh toan QR | Co | Co (rong hon) |
| Dieu kien rut tien | Co dieu kien | Don gian hon |
ShopeePay
- Uu dai khung tren Shopee (10%)
- Lien ket voi ShopeeMall, ShopeeFood
- Tich lu diem ShopeeCoin
- Chi uu dai tren he sinh thai Shopee
- It huu ich khi khong mua Shopee
ZaloPay
- Uu dai da dang ngoai Shopee
- Mang QR rong hon
- Tich hop Zalo tien loi cho 40 trieu nguoi
- Cashback tren Shopee thap hon ShopeePay
- Giao dien app don gian hon MoMo
Ket luan
Lua chon tot hon: ZaloPay (8.3/10)
ZaloPay tot hon cho thanh toan hang ngay nho mang QR rong va uu dai da dang. ShopeePay chi nen dung khi hay mua tren Shopee. Nhieu nguoi dung ca hai theo muc dich.
Cau hoi thuong gap
ShopeePay co dung duoc ngoai Shopee khong?
Co, ShopeePay ho tro thanh toan QR o nhieu cua hang, nhung uu dai chu yeu la tren Shopee va he sinh thai Sea Group.
ZaloPay co an toan khong?
Co, ZaloPay duoc NHNN cap phep trung gian thanh toan, bao mat bang OTP va xac thuc sinh trac hoc.