So Sanh Quy Dau Tu VinaCapital vs SSIAM 2026: Quy Nao Dang Mua Hon?
1. Tong Quan
VinaCapital la cong ty quan ly quy lon nhat Viet Nam, quan ly hon 3.5 ty USD tai san. SSIAM (SSI Asset Management) la cong ty quan ly quy cua SSI, dung thu 2 thi truong. Ca hai deu co cac quy mo ho (open-end funds) phu hop voi NDA ca nhan tu 1 trieu dong tro len.
| Tieu chi | VinaCapital | SSIAM |
|---|---|---|
| Tai san quan ly | ~3.5 ty USD | ~1.5 ty USD |
| So quy | 10+ quy | 8+ quy |
| Phi quan ly | 1.2-1.8%/nam | 1.0-1.5%/nam |
| Muc dau tu toi thieu | 100.000 VND | 1.000.000 VND |
| Quy lon nhat | VINACAPITAL-VFMVF1 | SSIAM VLGF |
| Kenh mua | App, website, ngan hang | App, website, VPS |
2. So Sanh Hieu Suat
| Quy | Hieu suat 1 nam | Hieu suat 3 nam | Phi quan ly |
|---|---|---|---|
| VINACAPITAL-VFMVF1 (co phieu) | 18.5% | +52% (3 nam) | 1.5%/nam |
| SSIAM VLGF (co phieu) | 16.2% | +44% (3 nam) | 1.2%/nam |
| VinaCapital Bond | 7.5%/nam | — | 0.8%/nam |
| SSIAM Bond | 7.2%/nam | — | 0.7%/nam |
3. Uu & Nhuoc Diem
VinaCapital
SSIAM
4. Nen Chon Quy Nao?
VinaCapital phu hop voi NDA muon dat tien vao quy co phieu lon nhat, uy tin nhat Viet Nam. Hieu suat qua khu tot hon SSIAM nhung phi cao hon. Muc toi thieu chi 100.000 VND rat thap.
SSIAM phu hop voi NDA da co tai khoan chung khoan tai SSI muon tich hop danh muc, hoac nguoi muon phi quan ly thap hon mot chut. Hieu suat cung kha canh tranh.
5. FAQ
Dau tu quy mo ho co an toan khong?
Quy mo ho duoc quan ly boi cac cong ty co giay phep cua UBCKNN. Rui ro chinh la bien dong gia tri tai san rong (NAV) theo thi truong co phieu. Khong bao dam von.
Mua quy VinaCapital qua app nao?
Co the mua qua app VinaCapital Funds, FundIn (Techcombank), Fmarket hoac truc tiep tai website vinacapital.com. Toi thieu chi 100.000 VND/lan.
Phi quan ly 1.5%/nam co cao khong?
1.5%/nam la muc phi thuong cho quy co phieu chu dong tai Viet Nam. Quy ETF thi phi thap hon (0.3-0.6%). Xem phi tren tong hieu suat de danh gia chinh xac.