So Sanh Bao Hiem Suc Khoe PVI vs Bao Minh 2026
1. Tong Quan
PVI (Tong Cong ty Bao hiem Dau khi Viet Nam) va Bao Minh (Tong Cong ty CP Bao Minh) deu la cac cong ty bao hiem phi nhan tho lon cua Viet Nam. PVI thong qua chuyen toan dien, Bao Minh manh o mang bao hiem xe co va khu vuc mien Nam.
| Tieu chi | PVI Health | Bao Minh BH Suc Khoe |
|---|---|---|
| Phi nam thap nhat | 1.500.000 VND | 1.200.000 VND |
| Han muc boi thuong/nam | 50-500 trieu | 30-300 trieu |
| Benh vien thanh toan truc tiep | 600+ BV | 400+ BV |
| Bao hiem ngoai tru | Co | Co |
| Thai san | Co (co goi) | Co (co goi) |
| Kham quoc te | Co (goi cao cap) | Co han |
2. So Sanh Chi Tiet
| Goi bao hiem | PVI Care Basic | Bao Minh An Khang |
|---|---|---|
| Phi nam (1 nguoi) | 2.500.000 VND | 2.000.000 VND |
| Han muc noi tru | 80 trieu/nam | 50 trieu/nam |
| Han muc ngoai tru | 20 trieu/nam | 15 trieu/nam |
| Kham rang | Khong | Khong |
| Thi luc | Khong | Khong |
| Thai san | Them phi | Them phi |
3. Uu & Nhuoc Diem
PVI
Bao Minh
4. Nen Chon Cong Ty Nao?
PVI phu hop voi nguoi can han muc boi thuong cao hon va mang luoi benh vien rong hon (600+ BV so voi 400+ BV cua Bao Minh). Goi cao cap cua PVI co ho tro kham quoc te.
Bao Minh phu hop voi nguoi muon phi bao hiem thap hon va dang song o TP.HCM va mien Nam noi Bao Minh co mang luoi manh. Phi re hon khoang 500.000 VND/nam.
5. FAQ
PVI va Bao Minh co benh vien gia dinh tai Ha Noi khong?
Ca hai deu co danh sach benh vien thanh toan truc tiep tai Ha Noi bao gom BV Viet Phap, Vinmec, Thu Cuc, Hong Ngoc. Nen kiem tra danh sach cap nhat tren web truoc khi mua.
Phi bao hiem suc khoe co tang theo tuoi khong?
Co. Phi tang khoang 5-15% moi nam khi ban qua cac moc tuoi 30, 40, 45, 50. Nen mua som khi con tre de phi thap hon.
Co the thanh toan truc tiep tai benh vien khong can ung tien khong?
Co neu benh vien do nam trong mang luoi thanh toan truc tiep cua cong ty bao hiem. Can xuat trinh the bao hiem va CCCD khi kham benh.